A mortgage strategy built around your real life.

Buy a home, refinance, access your equity, or qualify with nontraditional income — with experienced guidance from start to finish.

No obligation • No hard credit pull to start • NMLS #117375

Buy a Home

Know your buying power and compare purchase options

Refinance & Equity

Lower payments, consolidate debt, or access cash.

Self-Employed

Use bank statements, 1099s, P&L, or assets.

Investment Property

Explore DSCR and investor-focused financing.

Serving homeowners since 2007
Multiple lending partners
Purchase • Refinance • Home Equity
Personal mortgage guidance

Explore your options

Financing built around your next move

Home purchase

Make your next home move with confidence

Understand your buying power, compare programs, and build a clear path from prequalification to closing.

Prequalification
First-Time Buyer
Down Payment Assistance
FHA / VA / Conventional

Refinance & equity

Put your current mortgage to better use.

Explore ways to improve monthly cash flow, access equity, consolidate debt, or restructure your existing financing.

Lower Monthly Payment
Cash-Out Refinance
Debt Consolidation
HELOC

Self-employed

Qualify with income that reflects how you work.

Traditional documentation is not the only path. Explore flexible programs designed for business owners and independent professionals.

Bank Statement Loans
1099 Loans
P&L Loans
Asset-Based Loans

Investor loans

Financing designed to keep opportunities moving.

Evaluate investment-focused solutions for acquisitions, short timelines, portfolio growth, and higher-value properties.

DSCR
Bridge Loans
Portfolio Loans
Jumbo

A simpler mortgage experience

Clear next steps, without the guesswork

The process should feel understandable before it feels technical. We start with your goal, explain the available direction, and help you continue with confidence.

Share your goal

Tell us whether you want to buy, refinance, use equity, qualify with alternative income, or finance an investment.

Short initial review

Explore a clear path

A mortgage professional reviews the situation with you and explains relevant options, documents, and expectations.

Guidance before complexity

Continue with support

When you are ready, move into the full application and documentation process with a clear point of contact.

Human help through closing

Your mortgage professional

A consistent point of contact to help explain choices, expectations, and next steps.

Phone
Text
Email

Digital convenience + human guidance

Move at your pace without losing access to a real person.

Personal service is part of the product

Technology should make guidance easier—not replace it.

Use simple digital tools when they save time, then connect with an experienced mortgage professional when decisions need context. That balance keeps the process efficient and personal.

01
Plain-language answers

Understand outcomes and tradeoffs before getting lost in industry terms.

02
Consistent communication

Know what is needed, what happens next, and who to contact.

01
Options built around your situation

Explore a path based on your goal, income, property, and timing.

Why Prime Choice

More than a loan. A clearer way forward.

Established experience, broader lending access, and a commitment designed to give borrowers greater confidence in their next move.

01 / Proven experience
$10B

A track record built across changing markets.

Since 2007, Prime Choice Funding has helped families nationwide close nearly $10 billion in mortgages.

Serving homeowners since
2007
Broader lending access

Competitive options through multiple lending partners.

As a national wholesale mortgage broker, we work with lenders to explore competitive rates, terms, and programs for your scenario.

See My Loan Options
Broader lending access

Competitive options through multiple lending partners.

As a national wholesale mortgage broker, we work with lenders to explore competitive rates, terms, and programs for your scenario.

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